пример
    Options FollowSymLinks
    AllowOverride None
    AllowOverride All
    Options FollowSymLinks MultiViews Includes
    Order allow,deny
    Allow from all
UserDir public_html
    AllowOverride FileInfo AuthConfig Limit
    Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec
    
        Order allow,deny
        Allow from all
    
    
        Order deny,allow
        Deny from all
    
    AllowOverride None
    Options None
    Order allow,deny
    Allow from all
AccessFileName .htaccess
    Order allow,deny
    Deny from all